trevord wrote on Mar 15
th, 2006 at 7:16pm:
I just went into the BellSouth.com website to try to find the cost of US 900 xxx xxxx calls - no doubt I probably wasn't looking in the right place - but I couldn't find any info about the cost of such calls, only that they are excluded from many/most calling plans and that they are referred to as "non-regulated". So on my very non-scientific survey of one site
, it wasn't easy to find the cost of US premium rate calls either.
Consumer protection on 900 calls is very strong (compare to ICSTIS). Local service providers cannot disconnect local service for non-payment of 900 call charges. 900 call charges can be removed from the bill if unpaid for 60 days. Oral notification of disputed 900 charges is sufficient to trigger a billing review where no payment is required during that review. The billing review must be completed within 90 days. If the billing was correct, you get a written notice of the amount and the due date. If you fail to pay, you may be reported as delinquent with collection efforts taking place, however you cannot be disconnected from your local or long distance servcice provider. All 900 services have to comply with federal laws and regulations. 900 blocking can be obtained free of charge.
All print, radio, and television advertisements for 900 number services must include:
the total cost of the call if there's a flat fee;
the per-minute rate if the call is charged by the minute, as well as any minimum charge. If the length of the program is known in advance, the ad also must state the total cost of the complete program;
the range of fees if there are different rates for different options. The ad also must state the initial cost of the call and any minimum charges;
the cost of any other 900 number to which you may be transferred; and
any other fees the service might charge.
This information can't be hidden in small print: The cost of the call must be next to the 900 number and printed in a size that's at least half the size of the 900 number. In a television ad, an audio cost disclosure must also be made.
From the FTC web site:
Billing Errors and Disputes
The 900 Number Rule has procedures for resolving billing disputes. Always check your telephone bill for 900 number charges. For each 900 call, your statement should include the date, time, and, for services that have per-minute rates, the length of the call. These charges must appear separately from local and long distance charges. Your statement also must include a local or toll-free number for questions about your pay-per-call charges.
Under FCC regulations, the phone company cannot disconnect your regular local or long-distance service if you don't pay a 900 number charge. However, you could be blocked from making future calls to 900 numbers if you don't pay legitimate 900 number charges.
If you find an error on your bill, follow the instructions on your statement. They will tell you who to call or write to dispute the charge. In most cases, it will be your local or long-distance telephone company, but it could be the 900 number company or an independent firm that provides billing services for that company.
You must notify the company listed on your bill within 60 days from the date the first statement containing the error was sent. The company must acknowledge your notice in writing within 40 days unless it has resolved the dispute by that time. Within two billing cycles, but no longer than 90 days, the company must:
correct the billing error and notify you of the correction, or
investigate the matter and either correct the error or explain the reason for not doing so.
A company cannot charge you to investigate or respond to a billing dispute. No one can try to collect the disputed charge from you — or report it to a credit bureau — until the company handling the dispute either has corrected the error or explained its reason for not doing so. Companies that don't comply with these rules lose their right to collect up to $50 of each disputed charge.
However, even if the 900 number charge is removed from your bill, the service provider might pursue the charge some other way, such as through a collection agency. If so, you have additional rights under the Fair Debt Collection Practices Act.