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The combination of 1899 and JustDial is the one we use - at present it is probably the best combination available. (For how long? Anyone's guess, but I bet it won't be in three months time.)
But for 0845 and 0870 calls (if you must make them) we currently dial the 1280 prefix and use BT.
BT charge 3p day and 1p evenings and weekends for 0845, with no connection charge and a minimum call charge of 5p For 0870 the charge is 7.5p/day, 3.75p evenings and 1.5p at weekends - again, no connection charge etc.
Last time I checked this was less than JustDial I can't check today as their site is being "redeveloped."
If you use BT, then dial your 0870 numbers at the weekends, therefore, if you can wait.
One other benefit of using BT for a few calls, is that if you want BT Privacy, then you must apparently use them for at least some calls. Anyway, we were able to order BT Privacy (for free caller display) without any queries.
Hope this helps.
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