Barbara
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Basically, HSBC are RUBBISH. I have had an account with them for over 35 years and, until about 3-4 years ago, they were great, I would have recommended them to anyone but now they are awful and we are moving our business to Nationwide. I have taken it right to the Head Office level about the telephone numbers, they didn't care, just fobbed me off with "go to the FSA", their way of not dealing with a problem and saying they don't care about customers! They also are the only people I deal with who send out unsolicited mail with full 16 digits of the credit card number displayed (off message but indicative of their attitude). We recently had a problem where our son, who was becoming seriously ill with viral meningitis on that day, had accidently used an unrecognised signature; trying to resolve this by telephone was a nightmare, I am still (6 weeks on) waiting for the forms to resolve the locked security (fortunately we have mandate on his account & he eventually managed to visit the branch) - this could all have been resolved IF we could have rung the branch. If asked, the call centre will admit that they can only email the branch & ask them to contact the customer - this can take days. The only success story I have heard re HSBC recently was graduates using, I think, Facebook to force an about-turn regarding interest on graduate overdrafts. Maybe that it something we should consider as a campaign tool?
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